Wings Lifestyle™ Visa Signature® credit card
Earn rewards on the essentials — and the not-so-essentials
Apply nowFrom bills to brunch, earn points on the things you need ... and the things you love.
Earn up to 5x points
Get up to 5x points for cash back on your everyday expenses.1
Save more
Keep more of your money with no annual fee and a low 12.74%-25.74% APR.2
Simplify your getaways
Get free assistance with travel, dining, shopping, entertainment and more.3
Offers you'll love:
Earn 15k bonus points
Get 5k points on your first purchase & 10k more when you spend $1,000 within 90 days of opening.4
Save with a 0% Intro APR
Transfer your balance from another card to pay no interest for 9 months.5
Get helpful extras with your new Wings Visa4
Purchase security:
Purchase security: You're covered for the unexpected if your purchase is damaged or stolen within 90 days.
Roadside Dispatch:
You've got on-the-spot roadside assistance, with no membership payments or pre-registration required. Just pay per use and travel with confidence wherever you go.
Auto Rental Collision Waiver:
You have coverage for damage or theft on most rental cars, so you can enjoy the ride worry-free.
Visa's Zero Liability Policy:
You're not liable for unauthorized charges if your Wings Visa card is lost, stolen, or used without permission.*
Extended Warranty:
Doubles free repair coverage on eligible purchases for up to 1 extra year, letting you enjoy them longer without worries.Visa Concierge:
24/7 assistance with travel, dining, entertainment and more — with most requests fulfilled in 24-48 hours.6Compare and choose with confidence
Wings Business Rewards Visa FAQs
Do I need to be a Wings member to get a Wings credit card?
Yes. But any authorized users you add don’t need to be Wings members.
Where do I send my payments?
Payments may now be made online, in a Wings service center, by calling Wings at (800) 525-9623 or mailing a check to: Wings Credit Union, PO Box 660493, Dallas, TX 75266-0493. If you usually pay by check, please be sure to change to the new address.
What do these new cards offer that the previous cards didn’t?
By bringing credit cards in-house, we can now offer you a card with great benefits supported by your local Wings team. Now, if you have a question or need to make a payment, you can just call us directly or stop by any Wings service center. The new cards also offer no annual fee and valuable benefits.
Can I add an authorized user?
Yes, authorized users can be added at no charge. Once your card is approved, you can add authorized users by calling (800) 525-9623 or by visiting your nearest service center. You’ll need to have the user’s birthdate, the last 4 digits of their Social Security number or TIN, and their 5-digit zip code.
What is the difference between a debit card and a credit card?
Debit cards pay for your purchases using money that’s already in your checking account, while credit cards allow you to make purchases on credit. Credit cards can boost your credit score when managed responsibly, while debit cards don’t impact your credit history. Wings also offers credit cards that earn cash back or points on purchases.
What is a balance transfer?
Balance transfers allow you to consolidate debt from other credit cards, often at a lower interest rate, which can help you pay off your debt faster. However, a one-time fee will apply when you make each transfer. If you take advantage of a 0% APR balance transfer offer, be aware that any remaining balance after the promotional period will begin accruing interest at your Wings card’s standard purchase APR. To avoid additional interest charges, plan your budget carefully and aim to pay off the balance before the 0% APR period ends.
Can I use my other bank’s/credit union’s digital bill pay to make my Wings credit card payment?
Yes. If you use your other bank’s or credit union’s bill pay, send payments to: Wings Credit Union, PO Box 660493, Dallas, TX 75266-0493.
How do I redeem rewards points earned using your Wings Lifestyle™ Visa Signature® Card?
Rewards points can be redeemed through the credit card dashboard. Here is a step-by-step guide to the process.
Standard account and credit qualifications apply. All loans subject to final credit approval. Rates and terms are subject to change without notice and are dependent upon creditworthiness and market Prime Rate. Visit Ent.com/Legal to review Wings’ Credit Card Agreement and Disclosures.
¹ Rewards Agreement
² Wings Lifestyle Visa® Signature Pricing and Terms
³ Wings Signature Rewards Guide to Visa® Benefits
⁴ You may earn up to 15,000 bonus points as follows: (i) 5,000 points for your first eligible Card Merchandise transaction; and (ii) 10,000 points if you have at least $1,000 in Net Eligible Purchases within the first 90 days of Card opening (and do not subsequently fall below $1,000 in Net Eligible Purchases as a result of returns or other reversals). To be eligible for the bonus points, you must be eligible to earn and redeem Points at the time the bonus points are applied to your account. See Rewards Agreement "Program Terms" for ineligible account flags.
⁵ 0% introductory Annual Percentage Rate (APR) on all balance transfers for a period of 9 months from the account opening date. After the Introductory Period your APR will vary based on your creditworthiness as well as the Prime Rate which is subject to change. Refer to Account Disclosures for details.
⁶ Wings Lifestyle™ Visa Signature® cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at https://usa.visa.com/supporting-info/concierge-terms.html.
Visa's Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Wings immediately of any unauthorized use. To learn more, please visit https://usa.visa.com/support/consumer/security.html
