Wings Cash Rewards™ Visa Signature® credit card
Saving made simple: Get unlimited cash back
Apply nowNo categories, no annual fees — no worries!
Enjoy unlimited cash back on eligible purchases, plus opportunities for bonuses and other perks.
Earn 1.5% cash back1
Get unlimited cash back + a 25% bonus when you bank or borrow with Wings.2
Save more
Keep more of your money with no annual fee and a low 12.74%-25.74% APR.3
Simplify your getaways
Get free assistance with travel, dining, shopping, entertainment and more.4
Offers you'll love:
Earn a $150 bonus
Get $150 back when you spend $1,000 within the first 90 days of opening your account.1
Save with a 0% Intro APR
Transfer your balance from another card to pay no interest for 9 months.3
Get helpful extras with your new Wings Visa4
Purchase security:
Purchase security: You're covered for the unexpected if your purchase is damaged or stolen within 90 days.
Roadside Dispatch:
You've got on-the-spot roadside assistance, with no membership payments or pre-registration required. Just pay per use and travel with confidence wherever you go.
Auto Rental Collision Waiver:
You have coverage for damage or theft on most rental cars, so you can enjoy the ride worry-free.
Visa's Zero Liability Policy:
You're not liable for unauthorized charges if your Wings Visa card is lost, stolen, or used without permission.
Extended Warranty:
Doubles free repair coverage on eligible purchases for up to 1 extra year, letting you enjoy them longer without worries.Visa Concierge:
24/7 assistance with travel, dining, entertainment and more — with most requests fulfilled in 24-48 hours.Compare and choose with confidence
Wings Business Rewards Visa FAQs
Do I need to be a Wings member to get a Wings credit card?
Yes. But any authorized users you add don’t need to be Wings members.
Where do I send my payments?
Payments may now be made online, in a Wings service center, by calling Wings at (800) 525-9623 or mailing a check to: Wings Credit Union, PO Box 660493, Dallas, TX 75266-0493. If you usually pay by check, please be sure to change to the new address.
What do these new cards offer that the previous cards didn’t?
By bringing credit cards in-house, we can now offer you a card with great benefits supported by your local Wings team. Now, if you have a question or need to make a payment, you can just call us directly or stop by any Wings service center. The new cards also offer no annual fee and valuable benefits.
Can I add an authorized user?
Yes, authorized users can be added at no charge. Once your card is approved, you can add authorized users by calling (800) 525-9623 or by visiting your nearest service center. You’ll need to have the user’s birthdate, the last 4 digits of their Social Security number or TIN, and their 5-digit zip code.
What is the difference between a debit card and a credit card?
Debit cards pay for your purchases using money that’s already in your checking account, while credit cards allow you to make purchases on credit. Credit cards can boost your credit score when managed responsibly, while debit cards don’t impact your credit history. Wings also offers credit cards that earn cash back or points on purchases.
What is a balance transfer?
Balance transfers allow you to consolidate debt from other credit cards, often at a lower interest rate, which can help you pay off your debt faster. However, a one-time fee will apply when you make each transfer. If you take advantage of a 0% APR balance transfer offer, be aware that any remaining balance after the promotional period will begin accruing interest at your Wings card’s standard purchase APR. To avoid additional interest charges, plan your budget carefully and aim to pay off the balance before the 0% APR period ends.
Can I use my other bank’s/credit union’s digital bill pay to make my Wings credit card payment?
Yes. If you use your other bank’s or credit union’s bill pay, send payments to: Wings Credit Union, PO Box 660493, Dallas, TX 75266-0493.
Standard account and credit qualifications apply. All loans subject to final credit approval. Rates and terms are subject to change without notice and are dependent upon creditworthiness and market Prime Rate. Visit Ent.com/Legal to review Wings’ Credit Card Agreement and Disclosures.
¹ You will earn Points redeemable for the equivalent of 1.5% cash back on all Net Eligible Purchases. If you choose to redeem Points for rewards other than cash back, your reward value may not equal the amounts indicated above, but conversion rates from Points to reward value will be indicated at the time of redemption. Eligible Purchases do not include balance transfers, cash advance, travelers checks, foreign currency, money orders, wire transfers, or similar cash transactions. Eligible Purchases also do not include interest or other finance charges, or fees charged to your Account. Refer to the Rewards Agreement "Program Terms" for additional details.
² You will earn Points redeemable for the equivalent of a 25% bonus on cash back earned each month if you meet any one (or more) of the following criteria, (i) Primary account holder have an average balance of $5,000 or more in your Wings checking and Wings savings account combined, or (ii) You have an active Auto Loan with Wings, or (iii) You have an active Mortgage with Wings, or (iv) You are an active Wings employee. Additionally account is subject to Wings’ determination of good standing (membership and card not delinquent). See Rewards Agreement "Program Terms" for ineligible account flags.
³ Wings Cash Rewards Visa Signature® Pricing and Terms
⁴ Wings Signature Rewards Guide to Visa® Benefits
⁵ Wings Cash Rewards™ Visa Signature® cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at https://usa.visa.com/supporting-info/concierge-terms.html.
⁶ You will earn bonus Points redeemable for the equivalent of $150 cash back on $1,000 spend on Net Eligible Purchases within the first 90 days of Card opening (and do not subsequently fall below $1,000 in Net Eligible Purchases as a result of returns or other reversals). To be eligible for the bonus cash back, you must be eligible to earn and redeem Points throughout the first 90 days after Card opening. If you choose to redeem Points for rewards other than cash back, your reward value may not equal the amounts indicated above, but conversion rates from Points to reward value will be indicated at the time of redemption. Eligible Purchases do not include balance transfers, cash advance, travelers checks, foreign currency, money orders, wire transfers, or similar cash transactions. Eligible Purchases also do not include interest or other finance charges, or fees charged to your Account. Refer to the Rewards Agreement for additional details.
Visa's Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Wings immediately of any unauthorized use. To learn more, please visit https://usa.visa.com/support/consumer/security.html
By clicking “Apply,” you acknowledge you are applying for the Wings Cash Rewards Visa® Signature and agree to the Terms and Conditions. If you do not qualify for the Wings Cash Rewards Visa® Signature, you may be considered for the Wings Essential Visa® Platinum, which has a lower credit limit and different benefits. The Wings Essential Visa® Platinum has no annual fee and earns 1.5% unlimited cash back with no bonus. If approved for the Wings Essential Visa® Platinum, you will be provided the applicable Terms and Conditions for that card. If you do not wish to be considered for an alternate card, please call us at 800-525-9623 (Opt.3) or email us at loans@ent.com to complete your application.
