Wings Business Rewards™ Visa Business® credit card

Reward yourself — and your business

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Now’s the time for your hard work to pay off.

Earn 2% cash back on every approved employee's purchases and reinvest that where it counts. Visit your nearest service center today to apply.

Offers you'll love:



Earn a $300 bonus

Get $300 back when you spend $2,000 within the first 90 days of opening your account.5

Save with a 0% Intro APR

Transfer your balance from another card to pay no interest for 9 months.5

Get helpful extras with your new Wings Visa6

Purchase security:

Purchase security: You're covered for the unexpected if your purchase is damaged or stolen within 90 days.

Roadside Dispatch:

You've got on-the-spot roadside assistance, with no membership payments or pre-registration required. Just pay per use and travel with confidence wherever you go.

Auto Rental Collision Waiver:

You have coverage for damage or theft on most rental cars, so you can enjoy the ride worry-free.

Visa's Zero Liability Policy:

You're not liable for unauthorized charges if your Wings Visa card is lost, stolen, or used without permission.

Extended Warranty:

Doubles free repair coverage on eligible purchases for up to 1 extra year, letting you enjoy them longer without worries.

Now live: your brand-new credit card tools

You’ve got plenty to do. We’re here to help, with even more new digital banking credit card tools designed for your business. From app to desktop, you can save time and stay in control with powerful digital banking tools.

Features:

  • Business card management: Increase or decrease employee credit lines
  • Custom alerts and controls: Monitor and set credit limits for you and your employees
  • Order new credit cards: For you and your employees
  • Sub-user entitlements: Control account access and role permissions
  • QuickBooks integration: Sync with your Wings credit card data

Apply for a business credit card

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Wings Business Rewards Visa FAQs

How can I apply for a new Wings Visa credit card?

You can apply by calling 800-525-9623 or by visiting your nearest service center.

Do I need to be a Wings member to get a Wings credit card?

Yes. But any authorized users you add don’t need to be Wings members.

Where do I send my payments?

Payments may now be made online, in a Wings service center, by calling Wings at (800) 525-9623 or mailing a check to: Wings Credit Union, PO Box 660493, Dallas, TX 75266-0493. If you usually pay by check, please be sure to change to the new address.

What do these new cards offer that the previous cards didn’t?

By bringing credit cards in-house, we can now offer you a card with great benefits supported by your local Wings team. Now, if you have a question or need to make a payment, you can just call us directly or stop by any Wings service center. The new cards also offer no annual fee and valuable benefits.

What is the difference between a debit card and a credit card?

Debit cards pay for your purchases using money that’s already in your checking account, while credit cards allow you to make purchases on credit. Credit cards can boost your credit score when managed responsibly, while debit cards don’t impact your credit history. Wings also offers credit cards that earn cash back or points on purchases.

What is a balance transfer?

Balance transfers allow you to consolidate debt from other credit cards, often at a lower interest rate, which can help you pay off your debt faster. However, a one-time fee will apply when you make each transfer. If you take advantage of a 0% APR balance transfer offer, be aware that any remaining balance after the promotional period will begin accruing interest at your Wings card’s standard purchase APR. To avoid additional interest charges, plan your budget carefully and aim to pay off the balance before the 0% APR period ends.

Can I get additional cards for my employees?

Yes, your employees can be added as authorized users at no charge. Once your card is approved, you can add authorized users by calling (800) 525-9623 or by visiting your nearest service center. You'll need to have each user's name as they would like it to be printed on the card, Social Security Number, and date of birth.

What card controls are available for businesses?

Authorized users will be added as sub-accounts under a primary control account. The control account will have the ability to manage individual credit limits, block or unblock cards, activate or deactivate cards, and view or redeem rewards.

Can I use my other bank’s/credit union’s digital bill pay to make my Wings credit card payment?

Yes. If you use your other bank’s or credit union’s bill pay, send payments to: Wings Credit Union, PO Box 660493, Dallas, TX 75266-0493.

How to I read my Wings Visa® credit card statement?

Your new statement gives you a look at your account — what you owe, what you’ve spent, and how long it could take to pay off your balance if you only make the minimum payment. Use this guide to better understand your credit statement.

Standard account and credit qualifications apply. All loans subject to final credit approval. Rates and terms are subject to change without notice and are dependent upon creditworthiness and market Prime Rate. Visit Ent.com/Legal to review Wings’ Credit Card Agreement and Disclosures.

¹ You will earn Points redeemable for the equivalent of 2% cash back on all Net Eligible Purchases. If you choose to redeem Points for rewards other than cash back, your reward value may not equal the amounts indicated above, but conversation rates from Points to reward value will be indicated at the time of redemption. See Rewards Agreement "Program Terms" for ineligible account flags.

² Wings Business Rewards Visa® Pricing and Terms

³ Wings Business Rewards Visa® Guide to Benefits

⁴ 0% introductory Annual Percentage Rate (APR) on all balance transfers for a period of 9 months from the account opening date. After the Introductory Period your APR will vary based on your creditworthiness as well as the Prime Rate which is subject to change. Refer to Account Disclosures for details.

⁵ You will earn bonus Points redeemable for the equivalent of $300 cash back on $2,000 spend on Net Eligible Purchases within the first 90 days of Card opening (and do not subsequently fall below $2,000 in Net Eligible Purchases as a result of returns or other reversals). To be eligible for the bonus cash back, you must be eligible to earn and redeem Points throughout the first 90 days after Card opening. If you choose to redeem Points for rewards other than cash back, your reward value may not equal the amounts indicated above, but conversation rates from Points to reward value will be indicated at the time of redemption. See Rewards Agreement "Program Terms" for ineligible account flags.

⁶ To learn more about Visa benefits, coverage, and how to file claims please reference Wings Business Rewards Visa® Guide To Benefits.

*Visa's Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Wings immediately of any unauthorized use. To learn more, please visit https://usa.visa.com/support/consumer/security.html