Auto Loan
Give yourself some credit with a
Wings Auto Loan.
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Already a Member? Apply Within Digital Banking
Simplify your car shopping experience.
Get pre-approved for a Wings auto loan today and shop with confidence, knowing how much you can spend on your new vehicle. We make it easy to apply online, in the Wings Mobile App or over the phone. New, used or refinanced, we can help you fund the vehicle of your dreams.
New, Used, or Refinanced
Get affordable financing for cars, trucks, vans and SUVs. Have a higher rate somewhere else? Bring it to Wings and see how much lower your monthly payments could be.
Money-Saving Rates
Since Wings is not-for-profit, members save with highly competitive rates.
Terms Up to 84 Months
Flexible terms give you a monthly payment that works for your budget. Choose a shorter term to avoid paying more interest, or a longer term for lower monthly payments.
Auto Loan Rates
Model Year: 2023 & Newer Model Year: 2023 & Newer |
APR as Low as1
APR as Low as1
|
Payment per $1,000
Payment per $1,000
|
|---|---|---|
Model Year: 2023 & Newer 36 Month Term |
APR as Low as1
5.13% |
Payment per $1,000
$30.03 |
Model Year: 2023 & Newer 48 Month Term |
APR as Low as1
5.63% |
Payment per $1,000
$23.32 |
Model Year: 2023 & Newer 60 Month Term |
APR as Low as1
5.87% |
Payment per $1,000
$19.27 |
Model Year: 2023 & Newer 72 Month Term |
APR as Low as1
6.03% |
Payment per $1,000
$16.59 |
Model Year: 2023 & Newer 84 Month Term |
APR as Low as1
6.63% |
Payment per $1,000
$14.91 |
Model Year: 2022 - 2018 Model Year: 2022 - 2018 |
APR as Low as1
APR as Low as1
|
Payment per $1,000
Payment per $1,000
|
|---|---|---|
Model Year: 2022 - 2018 36 Month Term |
APR as Low as1
5.62% |
Payment per $1,000
$30.25 |
Model Year: 2022 - 2018 48 Month Term |
APR as Low as1
5.98% |
Payment per $1,000
$23.48 |
Model Year: 2022 - 2018 60 Month Term |
APR as Low as1
6.07% |
Payment per $1,000
$19.37 |
Model Year: 2022 - 2018 72 Month Term |
APR as Low as1
6.23% |
Payment per $1,000
$16.68 |
Model Year: 2017 & Older Model Year: 2017 & Older |
APR as Low as1
APR as Low as1
|
Payment per $1,000
Payment per $1,000
|
|---|---|---|
Model Year: 2017 & Older 36 Month Term |
APR as Low as1
6.93% |
Payment per $1,000
$30.85 |
Model Year: 2017 & Older 48 Month Term |
APR as Low as1
7.43% |
Payment per $1,000
$24.15 |
Model Year: 2017 & Older 60 Month Term |
APR as Low as1
7.97% |
Payment per $1,000
$20.26 |
1APR = Annual Percentage Rate. Rates effective as of April 3, 2025 and subject to change without notice. The rate will be determined by the rate in effect on the day the loan is funded.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
Auto loan rates assume a 0.50% discount for payroll direct deposit(s) totaling $1,000 or more into a Wings Checking or Savings account per month.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
Auto loan rates assume a 0.50% discount for payroll direct deposit(s) totaling $1,000 or more into a Wings Checking or Savings account per month.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
Let us help you get the financing you need.
We make it easy to apply for an auto loan. Apply today using our simple, online application and a loan representative will work with you to finalize your loan.