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Mechanical Repair Coverage (MRC)

Essential protection against unexpected repair costs.

Become a Member

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Drive with confidence, knowing you have Mechanical Repair Coverage.

The older your vehicle gets, the more expensive it can be to fix it – and the more often you need to. Mechanical Repair Coverage may help keep those costs in check, saving your budget from future unexpected covered repair costs. Talk to us today to find out what Mechanical Repair Coverage plan is right for you.

Call (952) 997-8000 ext. 7500 to enroll.

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Mechanical Repair Coverage Features

With MRC you can enjoy many valuable benefits:

Substitute Transportation

Up to $50 per day (10-day maximum); available on the first day of a covered repair

24-hour emergency roadside assistance

Up to $125 per occurrence; includes towing, battery jumpstart, fluid delivery, flat tire assistance, extraction assistance and lock-out service

With MRC, you reduce your out-of-pocket expenses on covered repairs

The administrator pays the repair facility directly for the covered repair

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1 (800) 752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc.

The purchase of Mechanical Repair Coverage is optional. This webpage provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured of like kind and quality.

Need to file a claim?

If you elected Mechanical Repair Coverage on your loan, you can use the form below to begin the claims process.