Motorcycle Loans
Get your engines revving with a Wings motorcycle loan.
Apply NowAlready a Member? Apply in Digital Banking
Loans to fit your riding style.
There's nothing like exploring curvy backcountry roads, wide-open highways or thrilling off-road tracks on a bike. A Wings motorcycle loan will fit you like a leather glove.
New, Used or Refinanced
Get affordable financing for a new (or new-to-you) motorcycle. Have a higher rate somewhere else? Bring it to Wings and see how much lower your monthly payment could be.
Money-Saving Rates
Since Wings is not-for-profit, members save with highly competitive rates.
Terms up to 84 Months
Flexible terms give you a monthly payment that works for your budget. Choose a shorter term to avoid paying more interest, or a longer term for lower monthly payments.
Motorcycle Loan Rates
| Model Year: 2020 & Newer | APR as Low as1 | Payment per $1,000 |
|---|---|---|
| 60 Month Term | 6.49% | $19.56 |
| 72 Month Term | 6.99% | $17.04 |
| 84 Month Term ($20K min) | 7.49% | $15.33 |
| Model Year: 2019 -2015 | APR as Low as1 | Payment per $1,000 |
|---|---|---|
| 60 Month Term | 6.99% | $19.80 |
| 72 Month Term ($20K min) | 7.49% | $17.29 |
1APR = Annual Percentage Rate. Rates effective as of January 2, 2026 and subject to change without notice. The rate will be determined by the rate in effect on the day the loan is funded.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
Vehicle loan rates assume a 0.50% discount for payroll direct deposit(s) totaling $1,000 or more into a Wings Checking or Savings account per month.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
Vehicle loan rates assume a 0.50% discount for payroll direct deposit(s) totaling $1,000 or more into a Wings Checking or Savings account per month.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
Additional Resources
Savings, service, value. We'll help you take the next step forward, together.
Auto Resource Center
Buying a car shouldn’t be stressful. The Wings Auto Resource Center is a powerful research and buying tool that makes it easy to shop and compare vehicles, research car values and history, request vehicle quotes, and apply for a loan.
Auto Loans
Wings offers low-rate auto loans so you can shop with confidence, knowing exactly how much you can spend on your new vehicle. New, used or refinanced, we can help you fund the vehicle of your dreams.
Let us help you get the financing you need.
We make it easy to apply for a motorcycle loan. Apply today using our simple, online application and a loan representative will work with you to finalize your loan.