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Personal Loans

Access extra cash for life's necessities with a Personal Loan.

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Middle age couple standing in a room that is being renovated the couple is looking at blueprints and measuring a table

Flexible borrowing options, ready when you are.

Wings' personal loans and lines of credit offer low, fixed rates to help you handle any of life’s necessities. Use these funds to pay for a major purchase, family vacation, or as a rainy day fund.

Compare & find the best account for you.

	Line of Credit	Personal Loan
Overview	Provides an ongoing, flexible source of funds, as well as low-cost checking overdraft protection.	Paid in a single disbursement; offers a fixed rate and a predictable monthly payment.
Repayment	Revolving line of credit, available when you need it	48-, 60-, and 72-month terms available
Features	No annual fee	Can be used to consolidate debt

Personal Loan Rates

Personal Loan	APR as Low as¹	Payment per $1,000
48 Month Term	12.24%	$26.45
60 Month Term	14.24%	$23.39
72 Month Term	16.24%	$21.82

¹APR = Annual Percentage Rate. Rates effective as of November 20, 2024 and subject to change without notice.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ. Maximum APR is 18%.
Payment Example – Assuming a $1,000 loan with a 48-month term and 11.49% APR, your monthly payment would be $26.08 and the total cost of the loan (principal and interest) would be $1,252.04.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.

Line of Credit Rates

Line of Credit	APR as Low as¹
Line of Credit	13.24%

¹APR = Annual Percentage Rate. Rates effective as of November 20, 2024 and subject to change without notice.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.

Choosing a loan that’s right for you.

If you prefer making fixed payments over a set amount of time, you’ll want to consider a personal loan instead of a line of credit. We offer three term options so you can choose the payback plan that works best for your budget, and our Loan Officers can talk you through the borrowing process.

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Let us help you get the financing you need.

We make it easy to apply for a personal loan or line of credit. Apply today using our simple, online application and a loan representative will work with you to finalize your loan.