Flex-Line HELOC
Put your home's equity to work with a Home Equity Line of Credit.
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Low rates and affordable payments for big plans.
You bought your home, you’ve been making regular payments, and you’ve built up equity. Now it’s time to put that equity to work for you.
Low Rates
More Flexibility
Tax Advantages
† Minimum redemption amount is 12,000 points for a savings of $100 towards closing costs. Points must be redeemed in increments of 12,000.
Home Equity Line of Credit Rates
Home Equity Line of Credit Home Equity Line of Credit |
APR as Low as1
APR as Low as1
|
---|---|
Home Equity Line of Credit Flex-Line HELOC – 80% loan-to-value |
APR as Low as1
7.25% |
Home Equity Line of Credit Flex-Line HELOC – 90% loan-to-value |
APR as Low as1
8.75% |
1APR = Annual Percentage Rate.
Rates effective as of April 4, 2025 and subject to change without notice.
HELOC rates are variable. The maximum APR is 18%.
Closing costs vary by state. The average cost is $500 but can range from $50–$3,000.
Property insurance is required.
Interest-only payments only available for loans approved at 80% LTV.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.