Home Equity Loan
Give yourself some credit with a Wings Home Equity Loan
Apply NowAlready a member? Apply Within Digital Banking
Transform your home with convenient, low-cost financing.
Home Equity Loans offer convenient, low-cost financing for home improvements. A Home Equity Line of Credit (HELOC) can be used to finance virtually anything, from home projects to travel and more. It can also help you save money by refinancing or consolidating higher-rate loans.
Low Rates
Your Wings membership gets you some of the lowest loan rates for all your financial needs.
Apply Anytime
Easily and quickly apply for a loan using our online tools.
Flexible Financing
Use it for home improvements, major purchases (such as a vacation) or debt consolidation.
Compare & find the best account for you.
| Home Equity Line of Credit | Home Improvement Loan | |
|---|---|---|
|
Overview |
A revolving line of credit that offers low rates, because the equity in your home is used as collateral. |
Paid in a single disbursement; offers a fixed rate and a fixed monthly payment. Unsecured loan with no equity requirement. |
|
Loan Amounts |
Line amounts up to $150,000 |
Loan amounts up to $50,000 |
|
Length of Term |
Draw period of up to 10 years |
Term lengths of 48, 60, or 72 months |
|
Special Features |
Make interest-only payments during draw period (80% LTV only) |
Enjoy predictable monthly payments |
|
Closing Costs |
Closing costs vary by state. The average is $300, but can range from $50 to $3,000. |
No closing costs; no appraisal or lien required |
Helping you reach your goals.
Get details and guidance about savings, checking, loans and more. We’ll help you take the next step forward, together.
Mortgage Loans
With a wide range of Fixed- and Adjustable-Rate Mortgages, Wings offers the options, experience and support to help you finance your home. It’s not about fitting a member into a mortgage. It’s about fitting the right mortgage to a member.
Personal Loans
When you need extra cash for a major purchase, family vacation, or as a rainy day fund, Wings Personal Loans are here to help. We offer lines of credit and loans as flexible borrowing options, available when you need them.
Credit Cards
Our three Visa® Credit Cards come with features and benefits that were built with you in mind. With lower fees, easier payment options and mobile card management options, you can choose from cards that earn points or give cash back.
Apply online, any time that’s convenient for you.
Wings makes it easy for you to apply for a loan when the time is right for you. Complete a simple online application and learn about your loan options in seconds. If approved, a representative will contact you to finalize the details.