Member Cash Rewards Visa Signature® Credit Card

Cash in with cash back with a Member Cash Rewards Visa Signature Card.

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Already a Member? Apply Within Digital Banking

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Cash back makes every day better.

From Monday takeout dinners to weekly fill-ups to summer getaways, the Member Cash Rewards Visa Signature card turns your purchases into cash back you can use any way you like. 

Less Fees

No annual or foreign transaction fees.

1.5% Cash-Back Rewards

Earn 1.5% cash-back rewards on every purchase. Plus, earn $100 bonus after spending $1,000 in the first 90 days.

Card Controls

Easily turn your cards on or off, set travel notifications or report your card lost or stolen.
Card Controls

Member Cash Rewards Visa Signature Card

Member Cash Rewards Visa Signature Annual Percentage Rate
Member Cash Rewards Visa Signature Credit Card 18.00% variable APR

*APR = Annual Percentage Rate.
The APR will vary with the market based on the Prime Rate.
Rates are based on an evaluation of your credit history and other factors.

Visa Signature Credit Card Disclosure
Pricing and Terms

Got your phone? You've got your card.

Forgot your wallet at home? No problem. Adding your Wings Visa card to your mobile wallet allows you to make payments at thousands of online stores and brick-and-mortar retailers.

Get Started with Mobile Payments

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Strengthen your defenses against credit card fraud.

At Wings, we’re serious about protecting you from fraudulent activity on your credit card. Our automated Fraud Alert system can identify threats faster, notify you sooner and equip you with the tools you need to take immediate action against fraud.

Learn More about Fraud Alerts

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Get the benefits of being a Visa cardholder.

Visa provides premium benefits for cardholders, including offers and perks on purchases, car rentals and secure online payments.

Visa Offers + Perks

Enjoy exclusive access to a wide variety of offers and deals, including travel, food and wine, dining, shopping, sports, entertainment and more. Explore to find your favorites.
Visa Offers + Perks

Auto Rental Collision Damage Waiver

At no additional cost, receive coverage for damage due to collision or theft. Just charge your entire rental transaction to your eligible Visa Signature card and decline the rental company’s collision damage waiver.

Visa Checkout

Pay online the safe, simple and easy way using Visa Checkout and your Member Cash Rewards Visa Signature card. Visa Checkout offers a single solution for convenient and secure online payments.
Visa Checkout

Common Questions About the Member Cash Rewards Credit Card

See All FAQs

How can I apply for a credit card online?

To apply for a Wings Visa® Credit Card

  1. Please visit our Credit Cards page
  2. Take a look at the comparison chart to see which card is best for you and then click the link below the card details to be taken to that product page
  3. Click on the "Apply Now" button to begin the application process

Does Wings offer a rewards credit card?

Yes, Wings offers two different rewards cards depending on your needs:

The Wings Member Rewards Visa Signature® Card for when you want premier card benefits, with flexible reward options and a low, variable rate:

  • 2 points for every $1 spent and 10,000 bonus points after spending $1,000 within the first 90 days.
  • $5,000 minimum credit limit

The Wings Member Cash Rewards Visa Signature Card for when you want a premier card, with cash-back rewards and a low, variable rate:

  • 1.5% cash-back rewards, $100 bonus after spending $1,000 in the first 90 days.
  • $5,000 minimum credit limit

For more information on our Member Rewards platform, please visit this page.

Is there a Cash Advance Fee on Wings Visa Credit Cards?

Yes, there is a cash advance fee of $10 or 3% of the cash advance amount (whichever is greater).

Helping you reach your goals.

Get details and guidance about savings, checking, loans and more. We’ll help you take the next step forward, together.

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Member Rewards Card

The Wings Member Rewards Visa Signature® card transforms ordinary tasks into something special. Every purchase gets you closer to an exciting collection of rewards, including gift cards, merchandise, travel and more.

Earn Rewards

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High-Yield Savings

If you're looking to grow your savings with competitive rates, but want the flexibility to make withdrawals as needed, our High-Yield Savings account could be the perfect solution. You can earn higher dividends as your balance grows.

More about High-Yield Savings

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Platinum Card

The Wings Visa® Platinum Card puts you in control of your spending. Not only will you get a lower interest rate, but also our standard card benefits of fewer fees, simpler payment options and powerful card management features.

Get Started

Open a Wings Member Cash Rewards Credit Card at: