Everyday Checking
Get everyday simplicity, plus dividends, with an Everyday Checking account.
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Unlock everyday simplicity and unmatched convenience.
The Wings Everyday Checking account is a simplified checking account with no minimum balance requirements, so you can enjoy exceptional checking benefits and easy access from anywhere.
Digital Banking
Keep track of your finances with digital banking.
Free ATM Withdrawals1
Access our network of more than 80,000 surcharge free ATMs.
Earn Dividends
Automatically earn dividends on your checking balances, with no minimums.
Early Pay²
Get paid up to 2 days earlier when you set up payroll direct deposit.
1Members can make up to 5 free withdrawals at ATMs not owned by Wings per statement cycle; then, a $2.50 fee per transaction will apply.
2Early Pay is only available to members with eligible accounts enrolled in direct deposit. Qualifying direct deposits include recurring payroll, government benefit payments or similar deposits via the Automated Clearing House (“ACH”) Network. At our discretion we may make funds from your direct deposit available up to two business days early. Early access to direct deposit funds depends on the timing of the payer’s payment instructions and is not guaranteed. Any funds we don’t make available early will be made available according to our Funds Availability Policy. You remain responsible if any deposit to your account is returned or otherwise uncollected. Early availability may be discontinued at any time. Transaction limits and monthly deposit limits for early processing may apply. Bank-to-bank transfers are not eligible for early payment. Membership required.
Everyday Checking Account Rates
| Everyday Checking Account | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Everyday Checking Account | 0.01% | 0.01% |
Rates effective as of July 20, 2026 and subject to change.
Above are prospective dividend rates for the current period.
Fees may reduce earnings.
Membership with a $5 Share Account required.
Common Questions About Everyday Checking
Our team is here to help.
Click the button below to schedule an appointment or fill out the form and our team will contact you directly.
Helping you reach your goals.
Get details and guidance about savings, checking, loans and more. We’ll help you take the next step forward, together.
Credit Cards
Our three Visa® Credit Cards come with features and benefits that were built with you in mind. With lower fees, easier payment options and mobile card management options, you can choose from cards that earn points or give cash back.
High-Yield Checking
Combine easy access to your money with the earning potential of a savings account and see why a High-Yield Checking account is perfect for you. Qualifying balances can earn higher monthly dividends to add more back to your account.
Savings
Find the right savings account to fit your financial goals, whether you’re saving for a house or the holidays. With competitive yields and a variety of secure savings options, we can help you and your family save for the future.
Open a First Class Checking account at:
- Apple Valley
- Apple Valley Mortgage
- Appleton
- Atlanta
- Baxter
- Blaine
- Brooklyn Center
- Chaska
- Chisholm
- Columbia Heights - Central Avenue
- Coon Rapids
- Delta Building C
- Detroit/Taylor
- Eagan
- Eden Prairie
- Edina
- Lakeville
- Madison
- Maple Grove
- Minneapolis - Chicago Ave
- Minneapolis - Rand Tower
- Minnetonka
- MSP International Airport
- Northfield
- Orlando
- Otsego
- Plymouth
- Rochester
- Savage
- St. Paul - Highgrove
- Thief River Falls
- Windsor
- Woodbury
