Platinum Plus Savings Account
It's time to own some real savings.
Apply NowNot a member? Join today and open your Platinum Plus account online!
Own a savings account built for you.
With a Wings Platinum Plus Savings account, you’ll earn high yields with no monthly fees or term commitments. Plus, enjoy the personal service and peace of mind that comes from banking with a credit union where you’re not just a member, you’re an owner.
Elevated Earnings
Earn more with dividend rates that rank among the best out there.
No Monthly Fees
You won't worry about monthly fees eating away at your earnings.
Everyday Flexibility
With no term commitments, you can access your money as needed.
Platinum Plus Savings Overview
| Platinum Plus Savings | |
|---|---|
|
Annual Percentage Yield |
Up to 4.75%1 |
|
Minimum Balance Required to Open |
$25,000 (new money only)2 |
|
Average Daily Balance to Obtain APY |
$25,000 |
|
Dividend Crediting & Compounding |
Monthly |
|
Free ATM Withdrawals3 |
At 80,000+ ATMs |
1ACH direct deposit(s) totaling $1,000 or more required to obtain the displayed rate. If requirement is not met, the rate will be 0.25% lower.
ACH direct deposit = One or more ACH deposit totaling $1,000 or more in the 34 calendar days preceding the last day of the month. Income earned through self-employment or working an IRS classified “Gig Economy” job does not qualify as direct deposit.
Platinum Plus Savings rate without direct deposit: 4.50% APY.
There may be a 5 day hold on funds deposited at account opening.
2New money is defined as funds that are not currently deposited in any account at Wings Credit Union.
3Note: 5 FREE withdrawals in a statement period at ATMs not owned by Wings Financial. $2.50 for each transaction for the remainder of the month. Approval required. ATM card may be substituted if denied.
Platinum Plus Savings Rates
| Platinum Plus Savings Account | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Platinum Plus Savings - New Money Only1 | Up to 4.65% | Up to 4.75% |
Rates effective as of November 20, 2024 and subject to change. Rates are variable. To receive the featured rate, one or more ACH direct deposit(s) totaling $1,000 or more required in the 34 calendar days preceding the last day of the month. Platinum Plus Savings rate without direct deposit: 4.50% APY. Income earned through self-employment or working an IRS-classified “Gig Economy” job does not qualify as direct deposit. Platinum Plus Savings requires a minimum opening balance of $25,000 (new deposits only); must maintain an average daily balance of $25,000 to earn the disclosed APY. There may be a 5 day hold on funds deposited at account opening. 1New money is defined as funds that are not currently deposited in any account at Wings Credit Union. Membership with a $5 Share Savings account required.
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