Redeem points for a reduced rate.
Turn your Member Rewards points into savings on a new or refinanced vehicle loan!* Redeem points to reduce your rate by 0.50% on a number of loan term lengths:
Loan Term:
| Points per $10,000 Borrowed | |
|---|---|
|
36 Months* |
7,500 |
|
48 Months* |
10,000 |
|
60 Months* |
12,500 |
|
72 Months* |
15,000 |
|
84 Months* |
17,500 |
For example, if you borrowed $24,000 at 48 months, you'd redeem 30,000 points to reduce your rate.
*Minimum redemption amount is 7,500 points on a 36-month term. Redemptions must be in full point increments (see example above). Points will not be refunded in the case of early payoff. Offer subject to termination at any time, without notice. Member Rewards Terms & Conditions apply.
Payment example – Assuming a $10,000 auto loan for 48 months at 5.24% (redeeming 10,000 Member Rewards points to reduce your rate 0.50%, from 5.74% to 5.24%) the monthly payment would be approximately $231.38. In this example, the difference in interest rate equates to approximately $2.28/month or $109.44 over 48 payments.
Turn points into savings.
Lower Monthly Payments
You'll save an extra 0.50% off Wings' everyday low rates – for the life of your loan.
Multiple Ways to Save
Applies to new purchase/refinance of auto, boat, RV, motorcycle, personal watercraft, ATV, snowmobile and aircraft loans.
Easy to Redeem
Simply apply for your loan and let your loan officer know you'd like to redeem points to reduce your rate.
† Minimum redemption amount is 12,000 points for a savings of $100 towards closing costs. Points must be redeemed in increments of 12,000.
Loans that take you places.
Whether you're looking for a commuter car, a family-friendly SUV, a roadtrip-ready RV and more, Wings has affordable loans with a hassle-free application process.
Auto Loans
Wings offers low-rate auto loans so you can shop with confidence, knowing exactly how much you can spend on your new vehicle. New, used or refinanced, we can help you fund the vehicle of your dreams.
Recreational Vehicle Loans
Pursue your bucket list, find roads less traveled or follow wind and whim. A Wings RV loan puts your "home away from home" within reach.
Member Rewards Card
The Wings Member Rewards Visa Signature® card transforms ordinary tasks into something special. Every purchase gets you closer to an exciting collection of rewards, including gift cards, merchandise, travel and more.