Your goals are waiting for you to make them happen.
Start building for the future while you enjoy cash back rewards now.
Earn 1.5% cash back
Get an unlimited 1.5% cash back on your eligible purchases.1
Save more
Keep more of your money with no annual fee and a low 12.74%-25.74% APR.5
Purchase protection
Feel confident with protection against fraud, purchase damage and theft.6
Offers you'll love:
Earn $150 bonus
When you spend $1,000 in the first 90 days.2
Save with a 0% Intro APR
Transfer your balance from another card to pay no interest for 9 months.3
Get helpful extras with your new Wings Visa6
Purchase security:
Purchase security: You're covered for the unexpected if your purchase is damaged or stolen within 90 days.
Roadside Dispatch:
You've got on-the-spot roadside assistance, with no membership payments or pre-registration required. Just pay per use and travel with confidence wherever you go.
Auto Rental Collision Waiver:
You have coverage for damage or theft on most rental cars, so you can enjoy the ride worry-free.
Visa's Zero Liability Policy:
You're not liable for unauthorized charges if your Wings Visa card is lost, stolen, or used without permission.*
Extended Warranty:
Doubles free repair coverage on eligible purchases for up to 1 extra year, letting you enjoy them longer without worries.Compare and choose with confidence
Wings Business Rewards Visa FAQs
Do I need to be a Wings member to get a Wings credit card?
Yes. But any authorized users you add don’t need to be Wings members.
Where do I send my payments?
Payments may now be made online, in a Wings service center, by calling Wings at (800) 525-9623 or mailing a check to: Wings Credit Union, PO Box 660493, Dallas, TX 75266-0493. If you usually pay by check, please be sure to change to the new address.
What do these new cards offer that the previous cards didn’t?
By bringing credit cards in-house, we can now offer you a card with great benefits supported by your local Wings team. Now, if you have a question or need to make a payment, you can just call us directly or stop by any Wings service center. The new cards also offer no annual fee and valuable benefits.
Can I add an authorized user?
Yes, authorized users can be added at no charge. Once your card is approved, you can add authorized users by calling (800) 525-9623 or by visiting your nearest service center. You’ll need to have the user’s birthdate, the last 4 digits of their Social Security number or TIN, and their 5-digit zip code.
What is the difference between a debit card and a credit card?
Debit cards pay for your purchases using money that’s already in your checking account, while credit cards allow you to make purchases on credit. Credit cards can boost your credit score when managed responsibly, while debit cards don’t impact your credit history. Wings also offers credit cards that earn cash back or points on purchases.
What is a balance transfer?
Balance transfers allow you to consolidate debt from other credit cards, often at a lower interest rate, which can help you pay off your debt faster. However, a one-time fee will apply when you make each transfer. If you take advantage of a 0% APR balance transfer offer, be aware that any remaining balance after the promotional period will begin accruing interest at your Wings card’s standard purchase APR. To avoid additional interest charges, plan your budget carefully and aim to pay off the balance before the 0% APR period ends.
Can I use my other bank’s/credit union’s digital bill pay to make my Wings credit card payment?
Yes. If you use your other bank’s or credit union’s bill pay, send payments to: Wings Credit Union, PO Box 660493, Dallas, TX 75266-0493.
Standard account and credit qualifications apply. All loans subject to final credit approval. Rates and terms are subject to change without notice and are dependent upon creditworthiness and market Prime Rate. Visit Ent.com/Legal to review Wings’ Credit Card Agreement and Disclosures.
¹ You will earn bonus Points redeemable for the equivalent of $150 cash back on $1,000 spend on Net Eligible Purchases within the first 90 days of Card opening (and do not subsequently fall below $1,000 in Net Eligible Purchases as a result of returns or other reversals). To be eligible for the bonus cash back, you must be eligible to earn and redeem Points throughout the first 90 days after Card opening. If you choose to redeem Points for rewards other than cash back, your reward value may not equal the amounts indicated above, but conversation rates from Points to reward value will be indicated at the time of redemption. Eligible Purchases do not include balance transfers, cash advance, travelers checks, foreign currency, money orders, wire transfers, or similar cash transactions. Eligible Purchases also do not include interest or other finance charges, or fees charged to your Account. See Rewards Agreement "Program Terms" for ineligible account flags.
² Rewards Agreement
³ Wings Essential Visa® Pricing and Terms
⁴ Wings Platinum and Platinum Rewards Guide to Visa® Benefits
⁵ 0% introductory Annual Percentage Rate (APR) on all balance transfers for a period of 9 months from the account opening date. After the Introductory Period your APR will vary based on your creditworthiness as well as the Prime Rate which is subject to change. Refer to Account Disclosures for details.
⁶ To learn more about Visa benefits, coverage, and how to file claims please reference Wings Platinum and Platinum Rewards Guide to Visa® Benefits
Visa's Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Wings immediately of any unauthorized use. To learn more, please visit https://usa.visa.com/support/consumer/security.html
