Explore Wings Credit Cards
Inspired by members, designed with you in mind
Apply for a credit cardEnjoy low rates, no annual fees and powerful perks
Why choose a Wings credit card?
Big benefits, local care
Enjoy powerful perks with the credit union service you love.
Rewards you’ll love & no annual fees
Earn more and pay less with cards designed to fit your life.
Convenient digital banking
Track spending, set security alerts and report lost cards, all in one place.
Offers you'll love
Wings Lifestyle Visa Signature®
Get up to 5x points on purchases & earn 15K bonus points.1
Wings Simply Visa®
Platinum
Save money with our lowest APR & 0% balance transfers for 12 months.2
Benefits that matter to you (placeholder)
| Product 1 | Product 2 | Product 3 |
|---|
Wings credit card FAQs
Do I need to be a Wings member to get a Wings credit card?
Yes. But any authorized users you add don’t need to be Wings members.
Where do I send my payments?
Payments may now be made online, in a Wings service center, by calling Wings at (800) 525-9623 or mailing a check to: Wings Credit Union, PO Box 660493, Dallas, TX 75266-0493. If you usually pay by check, please be sure to change to the new address.
What do these new cards offer that the previous cards didn’t?
By bringing credit cards in-house, we can now offer you a card with great benefits supported by your local Wings team. Now, if you have a question or need to make a payment, you can just call us directly or stop by any Wings service center. The new cards also offer no annual fee and valuable benefits.
Can I add an authorized user?
Yes, authorized users can be added at no charge. Once your card is approved, you can add authorized users by calling (800) 525-9623 or by visiting your nearest service center. You’ll need to have the user’s birthdate, the last 4 digits of their Social Security number or TIN, and their 5-digit zip code.
What is the difference between a debit card and a credit card?
Debit cards pay for your purchases using money that’s already in your checking account, while credit cards allow you to make purchases on credit. Credit cards can boost your credit score when managed responsibly, while debit cards don’t impact your credit history. Wings also offers credit cards that earn cash back or points on purchases.
What is a balance transfer?
Balance transfers allow you to consolidate debt from other credit cards, often at a lower interest rate, which can help you pay off your debt faster. However, a one-time fee will apply when you make each transfer. If you take advantage of a 0% APR balance transfer offer, be aware that any remaining balance after the promotional period will begin accruing interest at your Wings card’s standard purchase APR. To avoid additional interest charges, plan your budget carefully and aim to pay off the balance before the 0% APR period ends.
Can I use my other bank’s/credit union’s digital bill pay to make my Wings credit card payment?
Yes. If you use your other bank’s or credit union’s bill pay, send payments to: Wings Credit Union, PO Box 660493, Dallas, TX 75266-0493.
How to I read my Wings Visa® credit card statement?
Your new statement gives you a look at your account — what you owe, what you’ve spent, and how long it could take to pay off your balance if you only make the minimum payment. Use this guide to better understand your credit statement.
How can I get help with my credit card?
For any of your credit card or banking needs, you can reach our friendly Colorado-based Member Service Representatives at (719) 574-1100, Mon through Fri from 7 AM to 6 PM and Sat from 8 AM to 3 PM MT.
Standard account and credit qualifications apply. All loans subject to final credit approval. Rates and terms are subject to change without notice and are dependent upon creditworthiness and market Prime Rate. Visit Ent.com/Legal to review Wings’ Credit Card Agreement and Disclosures.
¹ Rewards Agreement
² Wings Simply Visa® Pricing and Terms
³ Wings Essential Visa® Pricing and Terms
⁴ Wings Platinum and Platinum Rewards Guide to Visa® Benefits
⁵ Wings Cash Rewards Visa Signature® Pricing and Terms
⁶ Wings Lifestyle Visa Signature® Pricing and Terms
⁷ Wings Signature Rewards Guide to Visa® Benefits
⁸ Wings Business Rewards Visa® Pricing and Terms
⁹ Consumer Visa® Cardholder Agreement
¹⁰ Business Visa® Cardholder Agreement
¹¹ Wings Business Rewards Visa® Guide to Benefits
Wings Cash Rewards Visa® Signature: By clicking “Apply,” you acknowledge you are applying for the Wings Cash Rewards Visa® Signature and agree to the Terms and Conditions. If you do not qualify for the Wings Cash Rewards Visa® Signature, you may be considered for the Wings Essential Visa® Platinum, which has a lower credit limit and different benefits. The Wings Essential Visa® Platinum has no annual fee and earns 1.5% unlimited cash back with no bonus. If approved for the Wings Essential Visa® Platinum, you will be provided the applicable Terms and Conditions for that card. If you do not wish to be considered for an alternate card, please call us at 800-525-9623 (Opt.3) or email us at loans@ent.com to complete your application.
