Boat Rates
Come on in. The water's fine.
Boat Loan Rates
Whether you're looking to make waves or be the first to the fishing hole, we offer great rates on new and used boat loans. Apply online, in the Wings Mobile App, or over the phone. View our current boat loan rates.
Model Year: 2020 & Newer
| Term | APR as Low as1 | Payment per $1,000 |
|---|---|---|
| 84 Month Term | 6.24% | $14.72 |
| 120 Month Term ($25K min) | 6.74% | $11.48 |
| 180 Month Term ($35K min) | 7.24% | $9.12 |
| 240 Month Term ($50K min) | 7.74% | $8.20 |
1APR = Annual Percentage Rate. Rates effective as of January 2, 2026 and subject to change without notice. The rate will be determined by the rate in effect on the day the loan is funded.
Rates are based on an evaluation of your credit history and other factors, including the value, mileage, and age of the vehicle, so your rate may differ.
Vehicle loan rates assume a 0.50% discount for payroll direct deposit(s) totaling $1,000 or more into a Wings Checking or Savings account per month.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
Rates are based on an evaluation of your credit history and other factors, including the value, mileage, and age of the vehicle, so your rate may differ.
Vehicle loan rates assume a 0.50% discount for payroll direct deposit(s) totaling $1,000 or more into a Wings Checking or Savings account per month.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.