Auto Loan Rates
Make buying more affordable.
Auto Loan Rates
Get pre-approved for a Wings auto loan today and shop with confidence, knowing how much you can spend on your new vehicle. We make it easy to apply online, in the Wings Mobile App or over the phone. New, used or refinanced, we can help you fund the car, truck, or SUV of your dreams with up to 100% financing. View our current auto loan rates.
Model Year: 2022 & Newer
| Term | APR as Low as1 | Payment per $1,000 |
|---|---|---|
| 36 Month Term | 5.00% | $29.97 |
| 48 Month Term | 5.50% | $23.26 |
| 60 Month Term | 5.74% | $19.21 |
| 72 Month Term | 5.90% | $16.53 |
| 84 Month Term | 6.50% | $14.85 |
Model Year: 2021 - 2017
| Term | APR as Low as1 | Payment per $1,000 |
|---|---|---|
| 36 Month Term | 5.49% | $30.19 |
| 48 Month Term | 5.85% | $23.42 |
| 60 Month Term | 5.94% | $19.30 |
| 72 Month Term | 6.10% | $16.62 |
Model Year: 2016 & Older
| Term | APR as Low as1 | Payment per $1,000 |
|---|---|---|
| 36 Month Term | 6.80% | $30.79 |
| 48 Month Term | 7.30% | $24.09 |
| 60 Month Term | 7.84% | $20.20 |
1APR = Annual Percentage Rate. Rates effective as of December 3, 2024 and subject to change without notice. The rate will be determined by the rate in effect on the day the loan is funded.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
Auto loan rates assume a 0.50% discount for payroll direct deposit(s) totaling $1,000 or more into a Wings Checking or Savings account per month.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
Auto loan rates assume a 0.50% discount for payroll direct deposit(s) totaling $1,000 or more into a Wings Checking or Savings account per month.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.