Home Equity Rates
Transform your home.
Home Equity Rates
Home Equity Loans offer convenient, low-cost financing for home improvements. A Home Equity Line of Credit (HELOC) can be used to finance virtually anything, from home projects to travel and more. It can also help you save money by refinancing or consolidating higher-rate loans. Apply for a Wings Home Equity Loan today! View our current Home Equity Loan rates.
Home Equity Line of Credit
| Type | APR as Low as1 |
|---|---|
| Flex-Line HELOC – 80% loan-to-value | 7.75% |
| Flex-Line HELOC – 90% loan-to-value | 9.25% |
1APR = Annual Percentage Rate.
Rates effective as of November 20, 2024 and subject to change without notice.
HELOC rates are variable and subject to change; maximum APR is 18%.
Closing costs vary by state. The average cost is $500 but can range from $50–$3,000.
Property insurance is required.
Interest-only payments only available for loans approved at 80% LTV.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
Rates effective as of November 20, 2024 and subject to change without notice.
HELOC rates are variable and subject to change; maximum APR is 18%.
Closing costs vary by state. The average cost is $500 but can range from $50–$3,000.
Property insurance is required.
Interest-only payments only available for loans approved at 80% LTV.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
Home Improvement Loan
| Term | APR as Low as1 | Payment per $1,000 |
|---|---|---|
| 48 Month Term | 10.75% | $25.72 |
| 60 Month Term | 12.75% | $22.63 |
| 72 Month Term | 14.75% | $21.01 |
1APR = Annual Percentage Rate. Rates effective as of November 20, 2024 and subject to change without notice.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
All loans subject to approval. Speak to a loan officer for details.
Loan is not secured by a dwelling.
Membership with a $5 Share Account required.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
All loans subject to approval. Speak to a loan officer for details.
Loan is not secured by a dwelling.
Membership with a $5 Share Account required.