Vehicle Loans
The right loan for everything that moves you.
Apply NowAlready a Member? Apply Within Digital Banking
Simplify your car shopping experience.
Get pre-approved for a Wings auto loan today and shop with confidence, knowing how much you can spend on your new vehicle. We make it easy to apply online, in digital banking or over the phone. New, used or refinanced, we can help you fund the vehicle of your dreams with up to 100% financing.
New, Used, or Refinanced
Get affordable financing for cars, trucks, vans and SUVs. Have a higher rate somewhere else? Bring it to Wings and see how much lower your monthly payments could be.
Money-Saving Rates
Since Wings is not-for-profit, members save with highly competitive rates.
Terms Up to 84 Months
Flexible terms give you a monthly payment that works for your budget. Choose a shorter term to avoid paying more interest, or a longer term for lower monthly payments.
Apply Online Today
Ready to apply? Click the link below to start a vehicle loan application today.
Loans for all types of adventures.
Auto, Truck & SUV Loans
Boat Loans
Motorcycle Loans
Recreational Vehicle Loans
Motorsports Loans
Aircraft Loans
Auto Loan Rates
| Model Year: 2022 & Newer | APR as Low as1 | Payment per $1,000 |
|---|---|---|
| 36 Month Term | 5.50% | $30.20 |
| 48 Month Term | 6.00% | $23.49 |
| 60 Month Term | 6.24% | $19.44 |
| 72 Month Term | 6.40% | $16.76 |
| 84 Month Term | 6.50% | $14.85 |
| Model Year: 2021 - 2017 | APR as Low as1 | Payment per $1,000 |
|---|---|---|
| 36 Month Term | 5.99% | $30.42 |
| 48 Month Term | 6.35% | $23.65 |
| 60 Month Term | 6.44% | $19.54 |
| 72 Month Term | 6.60% | $16.86 |
| Model Year: 2016 & Older | APR as Low as1 | Payment per $1,000 |
|---|---|---|
| 36 Month Term | 6.80% | $30.79 |
| 48 Month Term | 7.30% | $24.09 |
| 60 Month Term | 7.84% | $20.20 |
1APR = Annual Percentage Rate. Rates effective as of November 22, 2024 and subject to change without notice. The rate will be determined by the rate in effect on the day the loan is funded.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
Auto loan rates assume loan-to-value (LTV) of less than 75% including other financed products (GAP, mechanical repair coverage). If LTV is between 75% and 109.99%, add 0.50%. If LTV is above 109.99%, add 1.0%. Additionally, rates assume a 0.50% discount for payroll direct deposit(s) totaling $1,000 or more into a Wings Checking or Savings account per month.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
Rates are based on an evaluation of your credit history and other factors, so your rate may differ.
Auto loan rates assume loan-to-value (LTV) of less than 75% including other financed products (GAP, mechanical repair coverage). If LTV is between 75% and 109.99%, add 0.50%. If LTV is above 109.99%, add 1.0%. Additionally, rates assume a 0.50% discount for payroll direct deposit(s) totaling $1,000 or more into a Wings Checking or Savings account per month.
All loans subject to approval. Speak to a loan officer for details.
Membership with a $5 Share Account required.
Have a question?
Click the link below and our knowledgeable team will get back to you as soon as we can.
Apply for Vehicle Loan at:
- Apple Valley
- Apple Valley Mortgage
- Atlanta
- Baxter
- Blaine
- Brooklyn Center
- Chaska
- Chisholm
- Columbia Heights - Central Avenue
- Coon Rapids
- Delta Building C
- Detroit/Taylor
- Eagan
- Eden Prairie
- Edina
- Lakeville
- Maple Grove
- Minneapolis - Chicago Ave
- Minneapolis - Rand Tower
- Minnetonka
- MSP International Airport
- Northfield
- Orlando
- Otsego
- Plymouth
- Rochester
- Savage
- St. Paul - Highgrove
- Thief River Falls
- Woodbury