Smart features that optimize your cash flow.
From sole proprietors to organizations, a Wings business checking account is designed around the way you'll use it every day.
Right-Sized Account Types
Whether you typically have a few transactions per month or hundreds, Wings has you covered.
Low (or No) Monthly Fees
Maintain a specific minimum balance (which varies by account), and monthly fees are waived.
Business Debit Card
Enjoy surcharge-free cash access to your business account at more than 80,000 ATMs nationwide.
Business Checking Account Options
| Essential Business Checking | Select Business Checking | Advantage Business Checking | |
|---|---|---|---|
|
Minimum Opening Deposit |
$25 |
$25 |
$25 |
|
Monthly Service Fee |
$10 |
$15 |
$20 |
|
Balance to Avoid Monthly Service Fee |
Waived with $1,000 balance or $15,000 in combined personal and business loans and deposit balances. |
Waived with $10,000 balance or $50,000 in combined business loans and deposit balances. |
Waived with $25,000 balance or $100,000 in combined business loans and deposit balances. |
|
Per-Item Fee* |
$0.25 per item over 50 items monthly |
$0.25 per item over 250 items monthly |
$0.25 per item over 500 items monthly |
*Includes cash deposits and withdrawals, individual checks and ACH entries. Items do not include internal transfers or debit card transactions.
For a full list of fees, please see the Business Checking & Savings Disclosure & Fee Schedule
| Business Checking Accounts | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Essential Business Checking | N/A | N/A |
| Select Business Checking | N/A | N/A |
| Advantage Business Checking | 0.05% | 0.05% |
Rates effective as of November 20, 2024 and subject to change.
Above are prospective dividend rates for the current period.
Minimum Opening Deposit - $25
Membership with a $5 Share Account required.